This post may contain affiliate links. If you click on a link and make a purchase, I may receive a small commission at no extra cost to you. For more information, please read my disclaimer here.
It can be hard to save money in a world that almost everything is at the click of your finger. It’s so easy to spend hundreds of dollars in stores without realizing when no actual money exchanges hands. But did you know increase your savings only using your smartphone? You can earn cash back just by buying stuff you already purchase! I’ve saved more than $856 on just these 5 apps. Sounds amazing right? So where do you start? Here are the top 5 apps to download today.
I’ve saved more than $856 on just these 5 apps.
ibotta is my favorite money savings app. The app offers cash back on grocery items and cash back at department and online stores. These can be combined with coupons and rebates on the other apps that I list below, which makes it all more valuable. Recently the app has been offering $.25 just for uploading a grocery store receipt! They also offer bonuses around holiday weekends and on certain products. A unique feature the app offers is teaming up with any friends or referrals to meet a common monthly goal to gain more bonuses as well. This means more money in your pocket by just knowing more people with the app.
I have earned $436.86 within 4 years of using the ibotta. That’s more than an average of $100 a year! I just started using the app to it’s full potential the last year and am impressed with the savings. I even earned $66.30 in September of 2017.
You are able to cash out your earnings through Paypal, Venmo, or various gift cards starting at $20.
Use this link to sign up on iBotta and start with a $10 bonus.
SavingStar is strictly a grocery savings app. You are able to link up certain store cards onto this app to receive savings automatically. This means in order to receive cash back, you must “activate” the offer before shopping in order to redeem it. Other stores allow you to upload your receipt after the purchase.
SavingStar recently added “Always On Rewards” where you can earn unlimited 1% cashback on different brands including, Kelloggs, P&G, Clorox, Coca-Cola, and Bush’s. They are constantly adding new brands into this category, so keep checking back to “activate” them.
The app also offers “One or Many” offers along with dollar off purchases. “One or Many” offers means you can make multiple purchases at different times to get up to the needed threshold ($5 off $20 in products). Most of these kind of offers can be used in conjunction with in store coupons.
SavingStar recently started working alongside Checkout 51 (the next app on the list). This means if the same rebate is available on both apps, you are only able to redeem it from one app. SavingStar has also enacted a rule that most offers cannot be used with any other manufacturers coupons used in the store. Read the terms and conditions of an offer to confirm if this is the case for an offer.
My favorite part about the SavingStar app is the cash out threshold. You can redeem your earnings after you’ve made just $5 for bank deposits, PayPal, or various gift cards.
I have earned $218.42 using SavingStar. Start earning cash back on your groceries by clicking here to sign up.
**Update: As of 4/30/18, SavingStar is updating their cash out threshold to $20**
Checkout 51 is very similar to SavingStar in that it is a grocery savings app. You can earn cash back on certain purchases at stores. Some offers can be store specific and most offers cannot be combined with other manufacturers coupons when buying the item in store.
In order to redeem an item, you must upload your receipt and select the offers you have purchased. The app offers different promotions including $.25 off any brand items (ex: $.25 off any bananas) or bonuses when multiple items of the same brand are purchased.
The cash out threshold is $20 and redeemed in the form of a check. I have earned a total of $156.15 using this app.
Receipt Hog is unlike any of the apps above. You earn money based on receipts you upload, not the items purchased. For each receipt, you earn coins depending on the purchase price. You can upload just about any receipt you receive, including grocery, department stores, and even restaurants. If you stay active each week, you earn slot spins to try to earn more coins.
Each month, they offer a sweepstake to win up to 5,000 coins. They also give away lower prices to increase your chance of winning.
You can redeem your earnings starting at $5, but if you save your coins, the better the value on your cash out.
It does take longer to earn money on this app, but it does not require you to buy any specific items. I have earned a total of $40 on this app.
Fetch Rewards was previously known as Mobi Save and re-branded and re-imaged into Fetch Rewards just a few months ago. The app requires the purchase of certain brands in order to receive points. They also have weekly offers where you can get extra points for specific purchases.
I have been using this app for about 2 months and have earned enough points to redeem $6. The best part about this app is you can redeem your earnings at as low as $3 for various gift cards.
Earn a $2 bonus on your account by using this link to sign up and entering in referral code X1QEW. The bonus points will show once you have uploaded your first receipt.
*These apps can change their terms and conditions at any time.
Do you use any of these apps? What are your favorites?